Type of plan |
2012 cost trend increase |
2011 cost trend increase |
Preferred provider organization (PPO) |
9.9% |
11.2% |
Point-of-service (POS) |
9.9% |
11.0% |
Health maintenance organization (HMO) |
9.9% |
11.0% |
High deductible health plan (HDHP) |
9.9% |
11.1% |
Source: Buck Consultants. |
Other Cost Projections Different surveys produce differing results. According to the National Survey of Employer-Sponsored Health Plans conducted annually by HR consultancy Mercer, growth in the average total health benefit cost per employee, which had reached 6.9 percent in 2010, slowed to 6.1 percent in 2011, with an increase of 5.7 percent expected for 2012. According to consultancy Towers Watsonfs Health Care Changes Ahead survey report, health care plan costs were expected to rise 5.9 percent in 2012 compared to 7.6 percent in 2011.
To learn more about these projections, see the SHRM Online article "Employers Accelerate Efforts to Control Health Plan Costs." |
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